Affordable health insurance | United Healthcare Oxford

Buying affordable health insurance policy is one of the most important criteria when buying medical insurance. Health insurance is indispensable for every individual residing in India to assure financial security during times of medical emergency. Medical treatment costs have reached an all time high and are further expected to rise. Diseases, sickness, accidents, can strike anyone, anytime and leave you and your family under severe financial crisis unless you have a comprehensive health insurance policy which takes care of all your hospitalization expenses in case of a medical emergency.

Our fast paced lifestyle and hectic schedules have made us prone to many diseases and sickness. Today, an unexpected event like a heart attack or stroke can easily cost you anywhere between Rs 4-5 lakh which includes the hospitalization expenses, doctors fees, medicines, etc. Thus, in absence of a medical insurance policy, this can lead you to severe financial debt which may take years for you and your family to overcome. Thus, it is in situations like these that a health insurance policy lays a helping hand and save you from severe financial catastrophe.

Most people in India are becoming aware of the advantages and benefits associated with a health insurance policy and are willing to purchase medical insurance. However, there are few criteria which need thoughtful consideration when buying medical insurance. One such criterion is affordability of medical insurance which differ across individuals. A health insurance provider offers coverage to the insured for the specific amount called the sum insured and in return the insured pays premium to the health insurance provider.

Premium for health insurance policy is higher for higher sum insured and vice-versa.

There are also other factors which influence health insurance premium like type of policy, age of members, number of members, habits, pre-existing diseases, etc. Thus, one should select health insurance cover with affordable premium. Buying large medical insurance cover whose premium is unaffordable for the insured may not be a rational decision. Similarly buying too less coverage in a medical insurance policy to save on the premium is not a wise decision.

Thus, one should buy ” with adequate coverage whose premium is easily affordable by the insured.

An Insurance Analyst by profession also writing articles on best ” in India.

AC3 Midi to M4A – Audio Converters

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AC3 Midi to M4A is an easy-using tool to convert your audio CD to MP3, WAV, WMA and OGG files. Its digital copy gives you perfect copy effect. AC3 Midi to M4A adopts advanced LAME Encoder and OGG codec, allowing you to generate various qualities of MP3, WAV, WMA and OGG files. You can edit the Title, Artist, Album, Year, Genre and Comment information into the files you create. Supports free and powerful reading-disc-function. AC3 Midi to M4A is also a smart CD player. The user-friendly-interface makes your converting just a button click away. You’ll be an expert in no time!
It is your best choice for CD to mp3 wav wma ogg ripper. Easily convert all Audio formats to MP3, CD, CDA, CD-R, DVD-Audio, AAC, AC3, ID3, M3U, M4A, M4P, MP3 ID3 Tag, OGG, RA, WAV, WMA, MP2, APE, VQF, MPC, AMR, Midi, WAVE, RM.

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The VALUE of Health Coaching | Integrative Nutrition Certified Health Coach

Have you ever received good advice that you were unable to follow? Has your doctor ever recommended a lifestyle change that you found to be unsustainable? Have you ever wanted something in your life, but found you couldn’t achieve it alone?

Health Coaches are knowledgeable advisors who provide ongoing support and guidance as you set goals and make sustainable changes that improve your health and happiness. As your Health Coach, I will listen carefully and help you to navigate the world of contradictory nutrition advice to determine what changes are necessary for you.

Your personalized program will radically improve your health and happiness. Together, we will explore concerns specific to you and your body and discover the tools you need for a lifetime of balance.

As a client of my health coaching program, you will…

  • set and accomplish goals in a way that is empowering and exciting
  • work to achieve and maintain your ideal weight
  • understand and reduce your cravings
  • increase your energy levels
  • feel great in your body
  • learn about new foods and how you can easily incorporate them
  • improve your personal relationships
  • discover the confidence to create the life you want

Your program includes…

  • two 50-minute sessions per month
  • e-mail support between sessions
  • recipes that are healthy and simple to prepare
  • coaching and support to help you make the dietary and lifestyle changes you want
  • simple but informative handouts that will increase your nutrition knowledge
  • access to my monthly newsletter with the latest health tips and recipes
  • my personal commitment to your health and success

To decide if health coaching is right for you, I invite you to schedule a ” with me.  During this session, we will discuss your health and lifestyle to determine how I can best support you in achieving your goals.

 to schedule your free initial consultation.

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My Road to a Healthy Life!

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“Reuters – A Japanese competitive eater won’t have to try jail food after all, a judge ruled on Thursday, dismissing charges against the skinny speed-feeder for crashing a hot dog eating contest.

Reuters – Too shy to read the Kama Sutra on the train during rush hour? Just take out your headphones.

“Reuters – Men wanting to catch the eye of women should dress in red, a color which new research shows makes them more alluring to the opposite sex.

Reuters – A Michigan man credited his dog with saving his life by chewing off his diseased big toe as he lay passed out in a drunken stupor.

Reuters – A pair of high-heeled woolly Ugg boots to be worn by Australia’s representative at the Miss Universe Pageant later this month has come under fire on two fronts — tackiness and animal cruelty.

Reuters – A Malaysian state is to allow Muslim girls under the age of consent of 16 years to wed in a bid to stem unwed pregnancies, angering the country’s women’s activists and politicians.

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Research & Development | Milestone Pharma

Etripamil

There are no FDA-approved self-administered pharmaceutical treatment options to stop PSVT episodes when they occur.  Milestone’s lead product etripamil (MSP-2017) was developed to address a significant unmet medical need for self-administered products to terminate PSVT episodes in the outpatient setting.

Etripamil is a proprietary small molecule new chemical entity that was conceived, discovered and optimized by Milestone. Etripamil is currently being tested in Phase 3 trials.  It is administered intra-nasally to allow for rapid systemic drug delivery.  Etripamil has been designed to be short-acting due to a transient blood half-life measured in minutes.

Clinical Studies

A Phase 1 clinical trial was successfully completed in healthy volunteers and was designed to assess the safety, pharmacokinetic profile, and cardiac pharmacology of intra-nasally administered etripamil in a randomized, placebo-controlled, single ascending dose design. These results showed rapid absorption into the blood stream and modulation of the AV node as measured by prolongation of the PR interval via ECG. The Phase 1 results supported the selection of 4 doses of etripamil into Phase 2 development.

node-1 logoA Phase 2 study (NODE-1) was successfully completed in PSVT patients in the electrophysiology (EP) laboratory setting. NODE-1 was a multi-center, randomized, double-blind, placebo-controlled study conducted in the United States and Canada to evaluate the effects of 4 different doses of etripamil in patients with PSVT. Subjects were randomized to yield 104 evaluable subjects distributed into 5 groups of at least 20 subjects each. Each group received a different intra-nasally administered dose of etripamil (35 mg, 70 mg, 105 mg, 140 mg) or placebo at the time of EP lab intervention. The primary objective of this study was to demonstrate the superiority of at least one dose of intranasal etripamil over placebo in terminating PSVT induced in an electrophysiology (EP) lab in patients who were scheduled to undergo an EP study and catheter ablation. The secondary objectives were to determine the minimal effective dose of etripamil, to establish a dose-related trend for etripamil, and to evaluate the safety of etripamil in a clinical setting. The primary endpoint was the conversion of PSVT to normal sinus rhythm within 15 minutes after administration of the investigational product.

See a description of our phase II clinical trial on “.

SYMBICORT – Asthma Medication – Questions & Answers

The information on this Web site should not take the place of talking with your doctor or health care professional about how to manage and treat your asthma. If you have any questions about your condition, or if you would like more information about SYMBICORT or asthma, talk to your doctor or pharmacist. Only you and your doctor can decide if SYMBICORT is right for you.

Important Information for SYMBICORT

SYMBICORT Inhalation Aerosol is a controller medicine for people aged 12 years and older for the long-term maintenance treatment of asthma. SYMBICORT should only be used if your doctor decides your asthma is not well-controlled on another controller medicine or you need two controller medicines.

SYMBICORT is not for the treatment of sudden asthma attacks.

Important Safety Information About SYMBICORT

SYMBICORT won’t replace rescue inhalers for sudden symptoms. Do not take more than twice a day. While taking SYMBICORT, never use any other medicine containing a long-acting beta2-agonist (LABA).

SYMBICORT contains formoterol, a LABA. Medicines containing LABAs may increase the chance of asthma-related death. So, SYMBICORT should be used only if your health care provider decides another controller medicine alone does not control your asthma or you need two controller medicines.

If you are taking SYMBICORT, see your health care professional if your asthma does not improve or gets worse.

Some people may experience increased blood pressure, heart rate, or changes in heart rhythm. Tell your doctor if you have a heart condition or high blood pressure.

If you are switching to SYMBICORT from an oral corticosteroid, follow your doctor’s instructions to avoid health risks when you stop using oral corticosteroids.

Avoid exposure to infections such as chicken pox or measles. Tell your health care professional immediately if you are exposed.

In clinical studies, common side effects included nose and throat irritation, headache, upper respiratory tract infection, sore throat, sinusitis, and stomach discomfort.

Please see ” for SYMBICORT.

Compare Fees

Compare Fees


General Dentist Procedures

Services National Fees
(as high as)
US Health Plus
(Average)
Your Savings
Periodic Oral Exam $38.00 $18.00 53%
Regular Teeth Cleaning $85.00 $35.00 59%
Panoramic Film $60.00 $35.00 65%
Composite Filling (1surface) $140.00 $56.00 60%
Complete Denture (Upper) $1,250.00 $538.00 57%
Porcelain Crown (High Noble) $990.00 $474.00 52%
Extraction – Single Tooth $106.00 $41.00 61%

*discounts may vary by state.


Examples of Savings with Doctors

Services

Usual & Customary

Member Savings

Office Visit-Standard

$90.00 $52.00

Office Visit-GYN

$130.00 $36.00

Immunizations

$65.00 $31.00

Annual Routine Exam

$300.00 $100.00


Hearing Care Savings

Service Avg. Price Best Benefits
Maximum Price
You Save

Comprehensive Audiometry
  Pure-tone air and bone conduction
  Word recognition measures

$79

$49
$59 in CA & NY

$30
Acoustic Immittance Test Battery $82 $35 $47
Environmental Risk Consultation
  Discussion of daily noise exposure
  Recommendations for hearing protection
  No Charge  
Hearing Aid Evaluation $85 No Charge $85

Service Avg. Price Best Benefits
Maximum Price
You Save
In-The-Ear (ITE) $877 $670 $207

In-The-Canal (ITC)

$1042

$770

$272
Behind-The-Ear (BTE) $867 $695** $172
Completely-In-Canal (CIC) $1522 $1175 $347
Programmable or Digital Hearing Aid   10% Savings


Air Ambulance Bills will be paid by USA+
(Below are Examples what it would costs normally)

  • Transfer from California to Washington $16,534

  • Transfer from North Dakota to Ohio $10,795

  • Transfer from Florida to Ohio $8,802